Loan Limits

There are loan limits set for different kinds of loans in different areas. These dictate how much you can borrow in a given area. Below is a breakdown of local loan limits. If you have questions about these loan limits, feel free to contact us.

CONFORMING LOAN LIMITS, Fannie Mae and Freddie Mac - 2018

Ventura County
Single Family Residence: $672,750
Two-Family Residence: $861,250
Three-Family Residence: $1,041,050
Four-Family Residence: $1,293,750

Santa Barbara County
Single Family Residence: $625,500
Two-Family Residence: $800,775
Three-Family Residence: $967,950
Four-Family Residence: $1,202,925

Los Angeles and Orange Counties
Single Family Residence: $679,650
Two-Family Residence: $870,225
Three-Family Residence: $1,051,875
Four-Family Residence: $1,307,175

To look up Conforming loan limits in other counties, click here.

JUMBO LOANS

If you require loan amounts higher than the Conforming loan limits, we have a great selection of Jumbo loans for you. Please speak to one of our Loan Officers for more details. 

FHA LOAN LIMITS - 2018

Ventura County
Loan Limit: $672,750
Purchase Price Limit: $697,151

Santa Barbara County
Loan Limit: $653,200
Purchase Price Limit: $676,892

Los Angeles and Orange Counties
Loan Limit: $679,650
Purchase Price Limit: $704,301

To look up FHA loan limits in other counties, click here.

VA LOAN LIMITS - 2018

Ventura County
Loan Limit: $672,750

Santa Barbara County
Loan Limit: $625,500

Los Angeles and Orange Counties
Loan Limit: $679,650

To look up VA loan limits in other counties, click here.