Today debt and instant credit are part of our everyday lives. The convenience of instant credit, however, has taken its toll. Many individuals use credit cards to spend more than they earn. Some, who never use credit, can be denied a loan or credit when they have a justifiable use for it. Using credit establishes a history of financial responsibility: Until you establish a credit history, your chances of qualifying for an important loan, such as a mortgage, are greatly reduced.
Words of Wisdom from Collegues
This issue has been brought to our attention, and, as always, Dave Leichtfuss, creator and President of Broadview, has responded with integrity and transparency.